UFG Benefits provides plan information and quotes to companies that offer health insurance benefits to their employees; however we go one step further – let us help educate your team on the tax benefits of using a Health Savings Account! Health Savings Accounts (or HSAs) allow individuals to put aside money on a pre-tax basis to pay for eligible medical expenses. We’ve partnered with numerous HSA providers to offer easy-to-use HSA benefits for individuals enrolled in employer sponsored medical insurance.